What Are Cookies and How Do They Work?

Cookies are small files placed on your device to remember settings, improve site functions, and analyse usage so our guides fit your needs.

We use only essential and anonymous cookies unless you provide additional consent for analytics or preferences.

Types of Cookies We Use

Essential Cookies

These cookies are required for the website to function properly, remembering login, session, or privacy settings set by you.

Functional Cookies

Improve your experience by recalling choices such as language and interface preferences for returning users.

Analytics Cookies

If allowed, these help monitor traffic and usage so we can develop more relevant content and guides.

Marketing Cookies

We do not use personal marketing cookies; if external links request these, you will be notified before consent is required.

How Cookies Improve Your Experience

Cookies simplify site navigation, speed up page loads, and ensure our budgeting tools and resources are easy to use.

Only anonymised data is collected for analysis, and preferences are always up to you.

Managing Cookies in Your Browser

You can manage or delete cookies directly in browser settings anytime for privacy and security.

  • Chrome: Go to Settings > Privacy > Site Settings > Cookies.
  • Firefox: Open Options > Privacy & Security > Cookies & Data.
  • Safari: Preferences > Privacy > Manage Website Data.
  • Edge: Settings > Cookies and site permissions > Manage and delete cookies.

Changing cookie preferences may affect how certain website features work for you.

Cookie Retention and Deletion

Cookies remain on your device only as long as needed for site functionality or until manually cleared by you.

Retention varies—sessions typically end when you close your browser, while preferences may last longer.

Contact Regarding Cookies

Any queries about cookie use or preferences are welcome.
Email: content@monerivaltix.sbs
Address: 3 Bridgeway, Century City, Cape Town 7441 South Africa
Phone: +27112783030